Debt Free U

One of the books I read during June was Debt Free U by Zac Bissonnette. At first glance, it doesn’t sound like the kind of book I would review here on the blog. However…

I cannot recommend this book highly enough!

It isn’t just high school seniors and their parents seeking a way to pay for college without student loans. The slow economy of the last few years means many individuals are seeking to complete higher education. The political debate surrounding student loans, not to mention their complexity, is only the most recent news that makes us want to run far, far away from the recommendations of most financial “aid” offices.

In Debt Free U, Bissonnette uses a captivating blend of facts, figures, and humor to educate the reader on options for paying for college without debt.

The myths and facts surrounding each of the following are explained in detail:

  • FAFSA form – both its nuances and inaccurate method of assigning family contribution
  • Student loans – types, default rates & policies, promotion by colleges
  • Admissions offices – strategies, marketing tactics
  • School types – community colleges, private schools, public universities, online options
  • Choosing colleges – campus visit myths, housing options, program options
  • Scholarships – determining value of applying for them vs. working

One of the most useful tools is his detailed plan for paying for college without loans even if you have nothing saved and don’t earn a penny in scholarships.

Combining his suggestions from several chapters, Bissonnette outlines the combined use of work, community college, and a public university to pay for a degree without debt and without having the student average more than 30 hours per week on average.

Funny stories mixed with the nuts and bolts of the college financial process means this book is the book I recommend to anyone who is or will be paying for college.

Did you pay for college without using any loans? How?